Our Credentials

Expert Risk Management And Mortgage Banking Services

Wisdom

Anthony W. Schweiger, MCMB

Managing Principal/CEO

Tony Schweiger is a senior executive and consultant with substantial marketing, financial, and operations experience in financial, services, and technology businesses. In addition to founding The Tomorrow Group, he has built several large financial services businesses and led the transition of various technology businesses for venture and other investors. Highly developed leadership and management skills have enabled him to work with ease in complex and high-risk situations. He is adept in providing timely results with multiple management layers in fast paced environments. A graduate of the Wharton School at the University of Pennsylvania, he served as a director of Radian Group, a global provider of credit enhancement products and service for 20 years.. Mr. Schweiger has served in roles as Governance. Audit, Compensation chairs in various public and private companies. and Executive Committees. 

In addition to his extensive banking, mortgage banking, and corporate governance experience outlined above, he partnered with Regina M. Lowrie at RML Advisors to support mortgage bankers and banking in achieving strategic initiatives. He recently played a co-founder and COO role for Dytrix, Inc, a firm focused on closing agent management for lenders to mitigate identity and wire fraud risk..

Areas of Expertise

Kristin Broadley

Managing Director

Kristin Broadley is a highly accomplished Risk Management Executive with a pioneering career in financial services. She serves as an Industry Advisory Board Member of MBA’s Research Institute for Housing America (RIHA). Marked by patent holder status and industry advocacy, Kristin has played a pivotal role in reshaping risk policy, governance, and oversight, notably contributing to the representation and warranties framework post-2008 crisis. Kristin excels in driving innovation and process transformation with roles as Chief Innovation Officer at QC Ally and Vice President of Enterprise Risk Management, Client Experience and Risk Solutions at Rocket Mortgage.

Kristin excels in driving innovation and process transformation with roles as Chief Innovation Officer at QC Ally and Vice President of Enterprise Risk Management, Client Experience and Risk Solutions at Rocket Mortgage. With a proven track record of launching groundbreaking products, collaborating with financial industry stakeholders, and achieving industry recognition, Kristin supports client innovation and risk management with a commitment to supporting transformative and sustainable enterprise success.

Mark Gaudian, CMB, CREA

Managing Director

Mark Gaudian is a seasoned credit risk operations executive with extensive experience in portfolio operations, loss mitigation, loan origination, servicing, and real estate valuations.

Mark is a hands-on problem solver who enjoys finding the most efficient and strategic solutions to complex business problems.  He is adept at leading change management and technology implementations to build risk management into operations.

Mark is available to serve as a consultant or interim executive for all operations, lending, servicing, real estate and banking matters. Mr. Gaudian is a Certified Mortgage Banker and a Certified Real Estate Appraiser.  He holds a degree from Virginia Polytechnic Institute & State University and an Executive Leadership Certification from the Sloan School of Management at MIT.

Areas of Expertise

Becky Terry, CPA,

Managing Director

Becky is a strategic risk management executive with years of demonstrated expertise in creating and maintaining value-added risk management departments. Her career has included risk management roles at Freddie Mac and consulting opportunities partnered with PwC.

She has been successful in helping companies in their enterprise risk management (ERM) journey.


She is passionate about risk management and has seen how implementing a risk management function not only positions companies to grow but empowers its employees to start thinking critically.  She encourages breaking down methodologies and operational silos to improve efficiencies..

Mr. Gaudian works directly with banking, loan servicing and mortgage lending clients performing portfolio management, asset valuation, compliance audit, risk management, and transaction due diligence services relating to loan and structured finance assets. Mark has held senior management positions with E*TRADE Financial and Capital One (Chevy Chase Bank).
Backy holds the following designations: