Credentials

Anthony W. Schweiger, MCMB

Managing Principal/CEO

Tony Schweiger is the Managing Principal and CEO of The Tomorrow Group, a specialized consultancy focused on enterprise risk management and supporting strategic transformation in financial and service businesses. In addition to having been the CEO, CFO and COO of a large regional lending business, he has over 45 years of experience in managing and counseling a variety of service and technology companies, specializing in the areas of governance oversight, capital market management, risk management, technology, and strategic planning.

Tony has served as a director in several private and public companies with roles as Audit, Compensation, and Governance Chair.  He is currently a director and Governance Chair of the DVIRC and is also involved with two development-stage enterprises.

Tony is a graduate of the Wharton School at the University of Pennsylvania and holds the Master Certified Mortgage Banker designation.

Areas of Expertise

• Mortgage Banking Operations
• Enterprise Risk Management
• Secondary Marketing and Interest Rate Risk Management
• Model Management
• Vendor and Closing Agent Management
• Corporate Governance

Kristin Broadley

Managing Director

Kristin Broadley is a highly accomplished Risk Management Executive with a pioneering career in financial services. She serves as an Industry Advisory Board Member of MBA’s Research Institute for Housing America (RIHA). Marked by patent holder status and industry advocacy, Kristin has played a pivotal role in reshaping risk policy, governance, and oversight, notably contributing to the representation and warranties framework post-2008 crisis. Kristin excels in driving innovation and process transformation with roles as Chief Innovation Officer at QC Ally and Vice President of Enterprise Risk Management, Client Experience and Risk Solutions at Rocket Mortgage.

Kristin excels in driving innovation and process transformation with roles as Chief Innovation Officer at QC Ally and Vice President of Enterprise Risk Management, Client Experience and Risk Solutions at Rocket Mortgage. With a proven track record of launching groundbreaking products, collaborating with financial industry stakeholders, and achieving industry recognition, Kristin supports client innovation and risk management with a commitment to supporting transformative and sustainable enterprise success.

Areas of Expertise

• Mortgage Banking Operations
• Enterprise Risk Management
• Quality Control
• Business Process Transformation

Mark Gaudian, CMB, CREA

Managing Director

Mark Gaudian is a seasoned credit risk operations executive with extensive experience in portfolio operations, loss mitigation, loan origination, servicing, and real estate valuations.

Mark is a hands-on problem solver who enjoys finding the most efficient and strategic solutions to complex business problems.  He is adept at leading change management and technology implementations to build risk management into operations.

Mark is available as a consultant or interim executive for all operations, lending, servicing, real estate and banking matters. Mr. Gaudian is a Certified Mortgage Banker and a Certified Real Estate Appraiser.  He holds a degree from Virginia Polytechnic Institute & State University and an Executive Leadership Certification from MIT Sloan School of Management.

Areas of Expertise

• Loan Portfolio Servicing
• All Aspects of Loan Servicing / Subservicing Management And Oversight
• Real Estate Appraisals, AVM (Automated Valuation Models), And Evaluations All Relevant Aspects Of Real Estate Valuation Operations
• Residential Mortgage & Home Equity Loan Origination Development And Ongoing Management Of Lending Operations